Ground Up · Wealth
Build wealth from the ground up
I'm not a financial advisor — I'm a builder who runs the numbers before I move. These are the same simple models I use, shared openly, with the disappointing parts left in. Start here.
Monthly investing calculator
See what steady monthly investing becomes over time — and what it's actually worth once inflation takes its cut.
You invest
KSh 2,400,000
Projected value
KSh 7,182,592
Growth from compounding
KSh 4,782,592
+199% on what you put in
In today's money
KSh 2,239,566
After inflation — the honest number
Educational simulation only — not financial advice, not a recommendation of any product, and not a guarantee of returns. Real markets are volatile and don't grow in a straight line; this model assumes a steady average return and ignores fees, taxes, and the order in which gains arrive. Figures are illustrative — verify current rates and consult a CMA-licensed advisor before investing.
Coming next
Strategy guides by what you can invest
The percentage growth is the same whether you invest 10K or 100K — what changes is the strategy your capacity unlocks. Four guides, each with the vehicles and mix that fit, plus a Google Sheet you can copy.
KSh 10,000 / month
Foundation
Build the habit and a buffer. One money market fund, liquidity first.
KSh 20,000–50,000 / month
Diversify
Add government bonds and your first equity or index exposure.
KSh 60,000–100,000 / month
Balanced
Global exposure, REITs, and tax-advantaged retirement layers.
Above KSh 100,000 / month
Advanced
Allocation modelling, scenario ranges, and business cash flow into your portfolio.
Get the guides and sheets first
I'll send the strategy guides, the spreadsheets, and new Ground Up episodes as they drop. No spam, no hype, unsubscribe anytime.
Everything here is educational and general in nature — not financial advice, not a recommendation of any specific product, and not a guarantee of returns. Consult a CMA-licensed advisor before making investment decisions. More on how I think about this on the blog.